Factr-M vs Microsoft 365 Copilot
With Factr-M your office is the boundary: the models run on hardware you own. Copilot lives inside Word, Outlook and Teams, in Microsoft's cloud.
Facts as of 12 November 2026, from the sources under the table.
At a glance
| Feature | Factr-M |  Microsoft 365 Copilot |
|---|---|---|
| Where your work goes | Your building | Microsoft's cloudInside your Microsoft 365 tenant |
| Models | Open models you pickTuned to the hardware | Microsoft's choice |
| Outside AI provider | NoneUnless you keep one | Microsoft |
| Who runs it | We doSetup, support and updates | MicrosoftYou assign licences |
| Who owns the hardware | You do | Nothing to own |
| How you start | A pilot for one team | Add licences |
Sources: Copilot Business from July 2026 (ST Micro), Copilot Business plans (Microsoft).
Which to choose
Choose Factr-M when
- Your work has to stay in your building
- You want to pick the models
- You are not on Microsoft 365
Choose Microsoft 365 Copilot when
- Your team lives in Word, Outlook and Teams
- Your work can leave the building
- You want nothing to install
Questions
- Where does Copilot process our files?
- In Microsoft's cloud, within your Microsoft 365 tenant. With Factr-M, the models run on hardware in your office.
- Can we use both?
- Yes. Keep Copilot for email and documents, and run Factr-M for the work that has to stay inside.